How to repair my credit and improve my FICO Scores

It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of More »

GoodWill Letters: Examples Included

GoodWill Letters and How to use them. Good Will Letter Examples and Samples Included.  GoodWill Letter Example Letter 1 GoodWill Letter Example Letter 2 GoodWill Letter Example Letter 3 Q: How can More »

Best Secured Cards 2016

Best Secured Cards 2016 If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern of poor decisions, there is always a way for you to re-establish More »

Best Credit Monitoring Service for 2014

With identity theft on the rise, now is the time to find the best credit monitoring service so you can protect yourself before it happens. According to the most recent “Victims of More »

Remove Inquiries From Your Credit Report

As you review your credit report, you notice at the very end of the report there is a section labeled “Credit Inquiries” or “Regular Inquiries”. These inquiries were made by companies who “pulled” More »

 

How to Vacate or Dismiss a Judgment

Credit Disputes

Dealing with a Judgment. Dismiss a Judgment

  • Removing a judgment from your credit reports
  • Dismissing/disputing a judgment
  • Vacating a judgment

If a creditor or collection agency has sued you then that results in a money judgment. A judgment wont guarantee that the creditor will be paid because he still has to hunt for your bank accounts and assets — but if he knows where they are they can apply to seize them. This is a very stressful situation to be in because you are constantly worrying will today be the day my bank account gets hit, will the judgment creditor seize my car.

Why You Can Remove Liens, Judgements And BK’s From Your Credit Report

It is always so frustrating when you are trying to build, re-establish your credit or get financing and you keep getting turned down because your credit doesn’t meet the criteria needed.  I think one of the most frustrating things is when you go to buy a house and you find out that you have a judgment on your credit, many times that you had no idea was even there. Remove Liens Today!

How to take an account “out of dispute”

Credit Counseling

Recent changes in underwriting guidelines with Fannie Mae, Freddie Mac and FHA now prohibit a loan to be closed with accounts labeled “Consumer Disputes This Account”.  If you are running into this issue reporting on your credit report it can be very frustrating to remove this information.  Below we have made a detailed list of how to rapidly remove these accounts in dispute on your own.

To quickly remove the accounts in dispute:

5 Best Credit Repair Tips

Credit Repair 2014

If you’re coming out of bankruptcy, foreclosure or simply don’t have a very good credit score, there are plenty of things that you can do in order to boost your score. Some are pretty intuitive while others may not come to mind right away. Below, however, are the five best tips. credit repair tips